ASCCOM MultiPurpose Cooperative

Privacy Policy

Learn how ASCCOM COOP collects, uses, protects, and manages your personal information.

Last updated: October 06, 2026

ASCCOM MultiPurpose Cooperative (“ASCCOM COOP,” “ASCCOM Cooperative,” “we,” “our,” or “us”) respects and values the privacy of its members, applicants, clients, website visitors, and other individuals whose personal information we process.

We are committed to protecting personal information in accordance with Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012, its Implementing Rules and Regulations, and applicable issuances of the National Privacy Commission.

This Privacy Policy explains how ASCCOM COOP collects, uses, stores, shares, and protects personal information in connection with our website, membership services, financial services, programs, events, and other cooperative activities.

1. Information We May Collect

Depending on your interaction with ASCCOM COOP and the services you request, we may collect personal information such as:

  • Name
  • Residential or mailing address
  • Contact number
  • Email address
  • Date of birth
  • Identification information
  • Membership information
  • Other information necessary to process your application or request

For membership applications, financial transactions, loan applications, savings or deposit services, and other cooperative services, we may collect additional information reasonably necessary to verify your identity, evaluate your application, comply with legal or regulatory obligations, maintain cooperative records, and provide the requested service.

When you use our website, limited technical information such as browser type, device information, IP address, and website activity may also be processed where generated by the technologies or services used to operate the website.

2. How We Collect Personal Information

We may obtain personal information directly from you when you:

  • Apply for ASCCOM COOP membership
  • Inquire about or avail yourself of our products and services
  • Submit forms and documents
  • Communicate with our offices
  • Register for seminars, training sessions, events, or cooperative activities
  • Subscribe to website updates
  • Otherwise communicate or transact with ASCCOM COOP

Our website may also direct you to third-party platforms used to facilitate certain services. Our online membership application, for example, may be processed through Jotform. Information submitted to such platforms may also be subject to the privacy policies and terms of the respective service provider.

Messages sent through the Contact form and the newsletter sign-up on this website are delivered to ASCCOM COOP by email through Web3Forms, a third-party form-delivery service.

3. How We Use Your Information

ASCCOM COOP may process personal information for legitimate and lawful purposes including:

  • Processing and maintaining membership applications and member records
  • Providing savings, deposits, loans, and other cooperative products or services
  • Verifying identity and information submitted to the Cooperative
  • Communicating regarding applications, accounts, transactions, programs, events, seminars, announcements, and member services
  • Responding to inquiries, requests, concerns, and complaints
  • Administering cooperative programs, activities, benefits, and member services
  • Sending newsletters and other communications where requested or consented to
  • Maintaining the security and proper operation of our website, systems, offices, records, and services
  • Complying with applicable laws, regulations, regulatory requirements, lawful orders, and auditing requirements
  • Establishing, exercising, or defending legal claims when necessary

Personal information will not be used for purposes incompatible with the purpose for which it was originally collected without an appropriate lawful basis or notice.

4. Legal Basis for Processing

Depending on the circumstances, ASCCOM COOP may process personal information based on:

  • Your consent
  • Performance of a contract or steps necessary to enter into a contract
  • Compliance with applicable legal or regulatory obligations
  • Protection of lawful rights and interests
  • Legitimate interests that do not override the rights and freedoms of the data subject
  • Other grounds permitted under applicable Philippine laws

Where consent is the appropriate legal basis, you may withdraw your consent subject to applicable legal, contractual, regulatory, or operational limitations.

5. Sharing and Disclosure of Personal Information

ASCCOM COOP does not sell personal information.

Personal information may be disclosed only where necessary and lawful, including to:

  • Authorized ASCCOM COOP officers, employees, committees, or personnel whose duties require access
  • Service providers and technology providers assisting the Cooperative
  • Financial institutions or payment service providers where necessary for a transaction
  • Professional advisers, auditors, and other authorized parties
  • Government agencies, regulators, courts, or law-enforcement authorities where disclosure is required or permitted by law
  • Other parties when authorized by you or otherwise permitted by applicable law

Where third-party service providers process personal data on behalf of ASCCOM COOP, the Cooperative seeks to ensure that appropriate privacy and security obligations are observed.

6. Data Security

ASCCOM COOP endeavors to implement reasonable and appropriate organizational, physical, and technical measures designed to protect personal information against:

  • Unauthorized access or disclosure
  • Accidental or unlawful destruction
  • Loss or alteration
  • Misuse
  • Other unlawful processing

Access to personal information is limited according to legitimate business, operational, and regulatory requirements.

7. Retention and Disposal

ASCCOM COOP retains personal information only for as long as reasonably necessary to:

  • Fulfill the purpose for which it was collected
  • Comply with legal, regulatory, accounting, auditing, and cooperative record requirements
  • Meet contractual and operational obligations
  • Establish, exercise, or defend legal claims

Once personal information is no longer required and there is no lawful reason to retain it, ASCCOM COOP will endeavor to securely dispose of or anonymize such information using appropriate methods.

8. Your Rights as a Data Subject

Subject to the conditions and limitations provided by applicable law, you may have the right to:

  • Be informed about the processing of your personal information
  • Access personal information held about you
  • Object to certain processing activities
  • Request correction of inaccurate or incomplete information
  • Request erasure or blocking where appropriate
  • Obtain data portability where applicable
  • Claim damages where provided by law
  • Lodge a complaint with the National Privacy Commission

ASCCOM COOP will provide reasonable mechanisms for individuals to exercise applicable data subject rights.

9. Newsletter and Communications

If you voluntarily provide your email address to subscribe to ASCCOM COOP newsletters or announcements, we may use it to send information regarding Cooperative news, events, programs, announcements, and member-related updates.

You may withdraw your consent or ask to stop receiving optional communications at any time by contacting ASCCOM COOP using the details in the Contact Us section below.

Operational or service-related communications necessary for an existing membership, transaction, application, or legal obligation may be handled separately from optional promotional communications.

10. External Websites and Third-Party Services

Our website uses, or links to, services operated by third parties. Depending on the page you visit, these may include:

  • Jotform — hosts the online membership application form.
  • Web3Forms — delivers messages from the Contact form and newsletter sign-up to ASCCOM COOP by email.
  • Google Maps — shows office locations on the Contact page.
  • Google Fonts and jsDelivr — supply the website's fonts and a script library. When a page loads, these providers receive technical information such as your IP address and browser type.
  • Facebook and Messenger — links to ASCCOM COOP's social media pages and messaging.

Once you leave the ASCCOM COOP website, information processed by a third-party service may be governed by that service provider's own privacy policy and terms. We encourage users to review those policies before submitting personal information.

11. Cookies and Similar Technologies

This website uses essential cookies only. They keep the website working and remember the choice you make in the cookie banner, so the banner is not shown again on every visit. These cookies are not used to identify you or track your activity on other websites.

ASCCOM COOP does not currently use analytics or advertising cookies. If that changes, this section will be updated and your consent will be requested where required. Third-party services described above, such as embedded Google Maps, may set their own cookies according to their own policies. You can also control cookies through your browser settings.

12. Children's Personal Information

Where ASCCOM COOP processes personal information relating to minors in connection with legitimate Cooperative programs, beneficiaries, events, or other lawful activities, appropriate safeguards and, where required, authorization from a parent, guardian, or other legally authorized person will be observed.

13. Changes to this Privacy Policy

ASCCOM COOP may update this Privacy Policy from time to time to reflect changes in our services, business processes, technology, legal requirements, or privacy practices.

Material changes will be communicated through appropriate means, and the latest version will be made available through the ASCCOM COOP website.

14. Contact Us

For questions, concerns, requests relating to your personal information, or the exercise of your data privacy rights, you may contact: